Stop overpaying on every international transfer. HansePay gives mid-sized European businesses direct access to interbank FX rates with transparent margins from 0.20%, same-day settlement, BaFin regulated.
On every cross-border transfer, your bank adds a 2–4% markup on top of the exchange rate, money that disappears without a line item. Calculate exactly what you're losing.
Estimates based on industry-standard margins. Major pairs: bank 2.5%, HansePay 0.3%. Bank wire fee €38, HansePay €10. Exact saving depends on your transaction history.
Full calculator with detailed breakdown →HansePay gives European businesses direct access to interbank FX rates with a transparent margin from 0.20% on major currency pairs, disclosed before every trade, with no hidden spread. Add same-day settlement on major corridors, and cross-border payments become predictable.
See how our pricing works →KYC is straightforward and built for businesses. Once verified, your account is live and ready to fund, with regulated rails in place before you send your first euro.
Live FX rates, instant payments, full audit trail, your finance team gets a clean, powerful dashboard with everything in one place.
Seamless transfers across the Americas, Africa, the Middle East, Asia & Pacific, and Europe, with same-day availability on major corridors.
+27 more markets available — speak with your FX expert for full corridor availability.
See full coverage →Whether import, export, e-commerce or professional services, we understand the specific requirements of your sector.
For centuries, Hamburg has been Europe's gateway to global commerce. HansePay carries that tradition forward, bringing institutional-grade FX execution to the businesses that drive the modern economy. BaFin-regulated, backed by Hamburg's innovation fund, advised by senior institutional experts.
Learn more about usOpen an account in minutes or speak directly with a foreign exchange specialist. No minimum volumes, no contract lock-in.