Import & Manufacturing

FX built for
industrial supply chains.

FX and payments for manufacturers and importers. Lock the rate at the moment of execution. Reach the markets your bank won't. Settle big tickets without losing the rate you saw.

Open an account Talk to a specialist

Locked rate at execution No hidden SWIFT fees

The hidden cost

Where manufacturers lose
margin to FX.

Wide spreads on big trades

Banks typically charge 1.5% to 3% above mid-market on major currency pairs. Multiplied across the year, that's the biggest invisible expense on every shipment.

No transparent execution moment

Banks quote a rate, then settle at a different one. The spread sits hidden inside the rate. There is no quote you can hold for the length of a confirmation call.

Markets your bank won't touch

Paying suppliers in Brazil, India, or South Korea? Most banks refuse or charge punishing spreads on emerging-market currencies.

Slow execution on big tickets

A big trade gets parked at the bank desk. By the time it confirms, the rate you saw is already gone.

Hidden SWIFT and correspondent fees

Correspondent bank charges, lifting fees, beneficiary deductions. The actual cost of a payment is rarely the one you signed off on.

Manual treasury work

Every trade re-keyed from the bank statement into your accounting system. Every month-end becomes a forensic exercise.

What we do

FX built for industrial
supply chains.

Wholesale FX pricing

Convert at competitive interbank exchange rates with a fair, transparent fee disclosed before the trade. No hidden costs, no spread games on industrial volume.

Locked rate at execution

The rate you see in the quote is the rate that executes. Short-term locking at the moment of trade is supported. No drift between confirmation and settlement.

Worldwide local payments

Pay counterparties in their local currency across 50+ markets worldwide, including emerging markets where standard banks frequently block or surcharge.

Local payment rails, not SWIFT

Payments route through local express networks like SEPA and ACH rather than SWIFT correspondent banking. Lower cost, faster settlement, no hidden intermediary fees.

API access

API access for institutional customers. Custom integrations available on request. Standard format exports for accounting workflows.

Named expert for institutional volumes

For institutional-volume accounts, a named expert is available as your direct contact, not a chatbot. Senior dealing access from day one.

Built for

Built for the way industrial businesses
actually buy and ship.

Mittelstand machinery

Components from Asia, sales global. USD, CNY, JPY at the centre. Quote-locked execution on every conversion, with wholesale pricing across the major corridors.

Automotive suppliers

JIT supply chains, OEM contracts, cross-currency BOM exposure. Execution speed and wholesale pricing are non-negotiable. Named expert on tickets that need senior attention.

Chemicals and processing

Raw materials in USD, finished goods in EUR or CHF. Transparent fees on every conversion, locked at the moment of trade.

Food & beverage importers

Agricultural commodities exposed to BRL, ARS, AUD, USD. Wholesale pricing across emerging-market corridors, with local rails into the source countries.

The comparison

HansePay vs. your bank
vs. a fintech app.

The honest, line-by-line comparison most providers won't put on their website.

Feature	House bank	Fintech apps	HansePay
FX margin	2.0% to 4.0% Opaque / hidden	0.4% to 1.0% Standard retail	0.20% to 0.75% Transparently locked, disclosed before trade*
Settlement	1 to 3 business days Slow SWIFT routing	Same day Capped for large volumes	Minutes to hours Local rails, no SWIFT dependency
Coverage	Highly limited Manual fees and delays	Restricted Local volume limits	50+ markets worldwide Including markets your bank won't touch
Payout certainty	No Intermediary bank cuts	Conditional Market volatility risks	Locked rate guarantee Exact recipient payout
Per-payment fee	~€38 per wire	Varies / hidden	€10

* Example margin range for major currency pairs at volumes above EUR 1 million. Exact rate disclosed before every trade.

Global reach

50+ markets, one platform.

Reach the Americas, Africa, the Middle East, Asia & Pacific, and Europe, including markets most banks refuse to quote on.

🇺🇸USD

🇬🇧GBP

🇯🇵JPY

🇨🇦CAD

🇦🇺AUD

🇸🇬SGD

🇭🇰HKD

🇧🇷BRL

🇲🇽MXN

🇨🇴COP

🇨🇱CLP

🇵🇪PEN

🇦🇷ARS

🇿🇦ZAR

🇳🇬NGN

🇰🇪KES

🇬🇭GHS

🇪🇬EGP

🇲🇦MAD

🇦🇪AED

🇸🇦SAR

🇶🇦QAR

🇮🇱ILS

🇹🇷TRY

🇨🇳CNY

🇮🇳INR

🇰🇷KRW

🇲🇾MYR

🇹🇭THB

🇮🇩IDR

🇵🇭PHP

🇻🇳VND

🇵🇰PKR

🇧🇩BDT

+11 more

What could you save

Estimate your annual saving, in 30 seconds.

Set your annual FX volume and your current provider. We calculate the estimated annual saving with HansePay.

Annual FX volume1.000.000 €

€100k€50M

Currency category

Current provider type

Your current annual FX cost 25.000 €

With HansePay 3.000 €

Annual saving 22.000 €

Full calculator with breakdown →

Estimate only. Exact saving depends on your transaction history.

FAQ

Questions manufacturers ask us first.

How is pricing structured for institutional volumes?

We charge a transparent markup on top of the interbank rate, disclosed before every trade. For major currency pairs, margins range from 0.20% to 0.75%, based on an example volume above EUR 1 million. Custom pricing is available for sustained high-volume flow.

Can I pay suppliers in emerging-market currencies like BRL, INR, or KRW?

Yes. All three are supported, along with 40+ other currencies across emerging markets in Asia, Africa, the Middle East, and Latin America. Settlement happens through local payment networks where available, which is why we reach corridors most banks refuse.

How fast can you execute a large-ticket trade?

Large-ticket trades are quoted directly by a senior dealer and executed with full quote-locked pricing. Execution happens in minutes, not the next-day queue your bank's desk would put you in. Talk to our specialist about typical ticket sizes and corridor mix.

Can I integrate HansePay with my systems?

API access is available for institutional customers. Standard format exports work with most accounting workflows. Talk to our specialist about your specific integration needs.

Can I lock the rate at execution?

Yes. The exchange rate is locked at the moment of trade execution. The rate shown in the quote is the rate that executes. No slippage between quote and settlement, and no future-dated locking.

FX built forindustrial supply chains.

Where manufacturers losemargin to FX.

FX built for industrialsupply chains.

Built for the way industrial businessesactually buy and ship.

HansePay vs. your bankvs. a fintech app.