Cross-border payments, wholesale FX, and full treasury visibility, built for businesses moving money across borders. BaFin-licensed, transparent pricing, no hidden fees.
We source the interbank mid-market rate and add a transparent margin, from 0.20% on major pairs, disclosed before every trade. No spread hidden in the rate, no surprises.
Most cross-border transfers settle within 2 hours. SEPA same-day for EU partners. Full tracking from confirmation to credit at the recipient bank.
Target rate alerts, forward rate locks, maker/checker approval flows, and full audit trails, so your team executes with confidence.
Save recipients once and pay them in any currency with a few clicks. Drop in an invoice and our AI extracts the amount, recipient, and reference, or fill it in manually if you prefer the control.
Set a target on any currency pair. The moment it hits, we ping you by SMS and email. Prefer a steady rhythm? Daily summaries land each morning with the numbers that matter.
From EUR to BRL, GBP to CNY, wherever your business moves money, we're already there.
+ custom corridors available on request for institutional volumes
KYC is straightforward and built for businesses. Once verified, your account is live and ready to fund. The regulated rails are already in place before you send your first euro.
Start your application online. No paperwork at this stage, just basic company information.
KYC and KYB for the business. Submit company documents and director identification.
Internal compliance check. Most reviews complete within one business day.
Account goes live. Fund it by SEPA transfer from your existing bank, same day for most German banks.
Add recipients, lock your first FX quote, settle your first cross-border payment.
Click through the platform: cross-border payments, AI invoice extraction, FX quote-locking, and transaction tracking. No signup required.
Yes. HansePay is BaFin-regulated in Europe, operating as a licensed e-money institution under EU law. Client funds are held in segregated accounts at tier-1 European banks and are never used for operational purposes.
We source the interbank mid-market rate and add a transparent margin, from 0.20% on major currency pairs (0.20% to 0.75%), disclosed before every trade. There is no spread hidden in the rate, so you always know exactly what the payment costs before you confirm.
Most EUR SEPA transfers settle same-day. Cross-border SWIFT payments typically settle within 1–2 hours for major corridors (USD, GBP, CHF, JPY). Exotic corridors may take one business day. Every transfer is traceable in real time from the moment it's confirmed.
50+ markets across the Americas, Africa, the Middle East, Asia & Pacific, and Europe, including USD, GBP, JPY, CNY, AED, BRL, INR, CAD, AUD, SGD, HKD, MXN, KRW, ZAR, and more. For less-common corridors, custom arrangements are available, speak with one of our FX dealers.
The minimum transfer is €50. From small payments to multi-million-euro trades, you receive the same transparent pricing and service. No volume tiers, no lock-in contracts. You pay per transaction and stop whenever you want.
Open an account in minutes or speak with one of our FX specialists. No minimum volumes, no lock-in contracts.