Built in Hamburg by a team that knows what regulated finance, modern infrastructure, and the German Mittelstand each demand.
HansePay began with a frustration we kept hearing from German business owners. Their bank charged them 2 to 3 percent above mid-market on every cross-border transfer, hid the rate behind the fee, and took three to five days to actually move the money. The financial system was built to work. Just not for them.
In 2023, the founding team began building HansePay in Hamburg. The goal: a cross-border payment platform built for German businesses, regulated end-to-end, designed around the actual rhythms of Mittelstand operations: invoice cycles, supplier payments, treasury reconciliation, audit-readiness. Three years on, the platform settles in seconds across 45+ markets worldwide, including the markets most banks won't touch.
HansePay is the platform German businesses use day-to-day. Built in Hamburg, for the businesses that built Germany's trade economy.
The platform has been constantly cheaper and more reliable than the banking infrastructure it replaces. Lower margins, faster settlement, fewer failed transactions. The numbers compound for businesses that move money across borders every week.
HansePay is founder-operated. The leadership team holds direct responsibility across product, commercial relationships, and operations, and remains personally involved in every customer relationship that matters.
"Built in Hamburg, regulated in Europe, designed to give German businesses an independent route. That's what European payment sovereignty looks like in practice."
"Nobody runs their business on technology from 1973. They shouldn't have to run their cross-border payments on it either."
Former Head of PIMCO Germany. Three decades of fixed-income and asset-management experience at one of the world's largest investment managers.
Hamburg's public innovation fund, backing Hamburg-based fintech and technology ventures. Headquartered at Besenbinderhof 31, 20097 Hamburg, registered with the Local Court of Hamburg (Amtsgericht Hamburg HRB).
HansePay operates from three European cities. Each plays a different role in how the platform works for our customers.
Where the commercial relationships live.
Where the platform is engineered.
Where day-to-day operations run.
Three addresses. One platform. Built in Hamburg, for German businesses moving across borders.
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